.kc-cx{flex-wrap:wrap;justify-content:center;align-items:center;gap:10px;margin:24px auto 0;display:flex}.kc-cx__label{color:var(--kc-slate-600,#475569);font-size:.9rem;font-weight:600}.kc-cx__select{appearance:none;font:inherit;color:var(--kc-navy,#113160);cursor:pointer;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%23113160' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") right 15px center/11px no-repeat;border:1.5px solid #11316040;border-radius:999px;min-width:220px;padding:10px 40px 10px 18px;font-size:.95rem;font-weight:700;line-height:1.2;transition:border-color .2s,box-shadow .2s}.kc-cx__select:hover{border-color:var(--kc-navy,#113160)}.kc-cx__select:focus{border-color:var(--kc-gold,#ffd54d);outline:none;box-shadow:0 0 0 3px #ffd54d59}.kc-cx__note{text-align:center;color:var(--kc-slate-600,#64748b);flex-basis:100%;margin:2px 0 0;font-size:.8rem;line-height:1.5}.kc-cx__note[hidden],.kc-cx-base[hidden]{display:none}.kc-cx-base{color:inherit;opacity:.7;margin:2px 0 6px;font-size:.8rem;font-weight:600}.kc-compare-row.kc-compare-header:hover{background:var(--kc-navy,#113160)}@media (max-width:480px){.kc-cx__select{width:100%;min-width:0}.kc-cx__label{text-align:center;flex-basis:100%}}
.kc-wd-testi{--kc-navy:#113160;--kc-aqua:#113160;--kc-aqua-light:#1131601a;--kc-aqua-mid:#11316033;--kc-gold:#ffd54d;--kc-slate-900:#0f172a;--kc-slate-700:#3a4a66;--kc-slate-600:#3a4a66;--kc-slate-400:#5b6b86;--kc-slate-200:#cfe0fa;--kc-slate-100:#eaf2ff;--kc-slate-50:#f3f8ff;--kc-white:#fff;background:var(--kc-white);padding:clamp(56px,7vw,96px) 0;position:relative;overflow:hidden}.kc-wd-testi:before{content:"";pointer-events:none;z-index:0;background-image:radial-gradient(circle,#1131600a 1px,#0000 1px);background-size:28px 28px;position:absolute;inset:0}.kc-wd-testi__glow-aqua{pointer-events:none;z-index:0;background:radial-gradient(circle,#11316012 0%,#0000 70%);width:460px;height:460px;position:absolute;top:-100px;right:-100px}.kc-wd-testi__glow-navy{pointer-events:none;z-index:0;background:radial-gradient(circle,#1131600d 0%,#0000 70%);width:400px;height:400px;position:absolute;bottom:-80px;left:-80px}.kc-wd-testi__inner{z-index:2;width:92%;max-width:1180px;margin:0 auto;position:relative}.kc-wd-testi__head{text-align:center;max-width:660px;margin:0 auto 48px}.kc-wd-testi__eyebrow{background:var(--kc-aqua-light);border:1px solid var(--kc-aqua-mid);color:var(--kc-aqua);text-transform:uppercase;letter-spacing:1.2px;border-radius:50px;align-items:center;gap:8px;margin-bottom:20px;padding:5px 14px 5px 10px;font-size:.78rem;font-weight:700;display:inline-flex}.kc-wd-testi__eyebrow:before{content:"";background:var(--kc-aqua);border-radius:50%;width:7px;height:7px;animation:2s ease-in-out infinite kc-testi-pulse}@keyframes kc-testi-pulse{0%,to{opacity:1;transform:scale(1)}50%{opacity:.55;transform:scale(.85)}}.kc-wd-testi__title{color:var(--kc-slate-900);letter-spacing:-.02em;margin:0 0 14px;font-size:clamp(1.8rem,3.5vw,2.6rem);font-weight:800;line-height:1.12}.kc-wd-testi__highlight{color:var(--kc-navy);white-space:nowrap;display:inline-block;position:relative}.kc-wd-testi__highlight:after{content:"";background:var(--kc-gold);opacity:.55;z-index:-1;height:6px;position:absolute;bottom:2px;left:0;right:0}.kc-wd-testi__subtitle{color:var(--kc-slate-600);margin:0;font-size:1.05rem;line-height:1.7}.kc-wd-testi__grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.kc-wd-testi__card{background:var(--kc-slate-50);border:1px solid var(--kc-slate-200);border-radius:16px;padding:28px 24px;transition:transform .28s,box-shadow .28s;position:relative}.kc-wd-testi__card:before{content:"";background:var(--kc-gold);transform-origin:top;border-radius:0 2px 2px 0;width:3px;transition:transform .3s;position:absolute;top:20px;bottom:20px;left:0;transform:scaleY(0)}.kc-wd-testi__card:hover{background:var(--kc-white);transform:translateY(-4px);box-shadow:0 16px 40px #1131601a}.kc-wd-testi__card:hover:before{transform:scaleY(1)}.kc-wd-testi__quote-mark{color:var(--kc-aqua);opacity:.15;pointer-events:none;font-size:3.5rem;line-height:1;position:absolute;top:20px;right:24px}.kc-wd-testi__header{align-items:center;gap:14px;margin-bottom:20px;display:flex}.kc-wd-testi__avatar{border:3px solid var(--kc-white);border-radius:50%;flex-shrink:0;width:52px;height:52px;overflow:hidden;box-shadow:0 4px 12px #1131601a}.kc-wd-testi__avatar img{object-fit:cover;width:100%;height:100%;display:block}.kc-wd-testi__name{color:var(--kc-slate-900);margin:0 0 2px;font-size:1rem;font-weight:700}.kc-wd-testi__role{color:var(--kc-slate-400);align-items:center;gap:6px;margin:0;font-size:.82rem;display:flex}.kc-wd-testi__tag{text-transform:uppercase;letter-spacing:.5px;border-radius:4px;padding:2px 7px;font-size:.68rem;font-weight:700}.kc-wd-testi__tag--ug{color:#b38f00;background:#ffd54d26}.kc-wd-testi__tag--rw{background:var(--kc-aqua-light);color:var(--kc-aqua)}.kc-wd-testi__stars{gap:2px;margin-bottom:14px;display:flex}.kc-wd-testi__stars svg{width:14px;height:14px;fill:var(--kc-gold)}.kc-wd-testi__quote-title{color:var(--kc-slate-900);margin:0 0 8px;font-size:1rem;font-weight:700;line-height:1.3}.kc-wd-testi__quote-text{color:var(--kc-slate-600);margin:0;font-size:.92rem;line-height:1.7}.kc-wd-testi__closing{text-align:center;margin-top:44px}.kc-wd-testi__closing-link{color:var(--kc-aqua);background:var(--kc-slate-50);border:1px solid var(--kc-slate-200);border-radius:50px;align-items:center;gap:8px;padding:12px 24px;font-size:.95rem;font-weight:700;text-decoration:none;transition:all .2s;display:inline-flex}.kc-wd-testi__closing-link svg{stroke:currentColor;fill:none;stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;width:16px;height:16px;transition:transform .2s}.kc-wd-testi__closing-link:hover{background:var(--kc-navy);color:var(--kc-white);border-color:var(--kc-navy)}.kc-wd-testi__closing-link:hover svg{transform:translate(4px)}@media (max-width:860px){.kc-wd-testi__grid{grid-template-columns:1fr;gap:18px;max-width:520px;margin:0 auto}}
.kc-pricing-wrapper{--kc-blue:#113160;--kc-brand:#113160;--kc-aqua:#113160;--kc-text:#333;--kc-white:#fff;--kc-light:#f3f8ff;--kc-yellow:#ffd54d;--kc-faint-gray:#f3f8ff;background:var(--kc-white);width:100%;padding:clamp(60px,8vw,100px) 20px;font-family:inherit}.kc-pricing-header{text-align:center;max-width:800px;margin:0 auto 60px}.kc-pricing-header__eyebrow{color:var(--kc-aqua);text-transform:uppercase;letter-spacing:1px;background:#1131601a;border:1px solid #11316040;border-radius:999px;margin-bottom:20px;padding:8px 18px;font-size:.85rem;font-weight:800;display:inline-block}.kc-pricing-header__title{color:var(--kc-blue);margin:0 0 20px;font-size:clamp(2rem,4vw,3rem);font-weight:800;line-height:1.1}.kc-pricing-header__subtitle{color:#555;margin:0;font-size:1.1rem;line-height:1.6}.kc-pricing-header__subtitle strong{color:var(--kc-brand)}.kc-pricing-table{grid-template-columns:repeat(4,1fr);align-items:flex-start;gap:24px;max-width:1280px;margin:0 auto;display:grid}.kc-pricing-card{background:var(--kc-white);border:1px solid #00000014;border-radius:16px;flex-direction:column;padding:30px 24px;transition:transform .3s,box-shadow .3s;display:flex;position:relative;box-shadow:0 4px 6px #00000005}.kc-pricing-card:hover{z-index:2;border-color:#11316033;transform:translateY(-8px);box-shadow:0 20px 50px #1131601a}.kc-pricing-card--popular{border:2px solid var(--kc-yellow);z-index:1;transform:scale(1.02);box-shadow:0 15px 40px #11316014}.kc-pricing-card--popular:hover{transform:scale(1.02)translateY(-8px)}.kc-popular-badge{background:var(--kc-yellow);color:#1f2937;text-transform:uppercase;border-radius:50px;padding:6px 16px;font-size:12px;font-weight:800;position:absolute;top:-14px;left:50%;transform:translate(-50%);box-shadow:0 4px 10px #0000001a}.kc-pricing-card--gold{background:var(--kc-blue);color:var(--kc-white);border:1px solid var(--kc-blue)}.kc-pricing-card--gold .kc-pricing-card__tier{color:var(--kc-yellow)}.kc-pricing-card--gold .kc-pricing-card__price{color:var(--kc-white)}.kc-pricing-card--gold .kc-pricing-card__description{color:#fffc;border-bottom-color:#ffffff1a}.kc-pricing-card--gold .kc-pricing-card__features li{color:#ffffffe6}.kc-pricing-card--gold .kc-pricing-card__features li:nth-child(odd){background-color:#ffffff0d}.kc-pricing-card--gold .kc-pricing-card__fee-type{color:#fff9}.kc-pricing-card__tier{color:var(--kc-blue);margin:0 0 10px;font-size:1.4rem;font-weight:800}.kc-pricing-card__price{color:#111;letter-spacing:-1px;margin-bottom:6px;font-size:2rem;font-weight:800;line-height:1}.kc-pricing-card__price span{color:#888;vertical-align:middle;margin-right:4px;font-size:14px;font-weight:700}.kc-pricing-card__fee-type{text-transform:uppercase;color:#888;letter-spacing:.5px;margin-bottom:20px;font-size:12px;font-weight:600}.kc-pricing-card__description{color:#555;border-bottom:1px solid var(--kc-light);min-height:80px;margin:0;padding-bottom:20px;font-size:.95rem;line-height:1.5}.kc-pricing-card__features{flex-grow:1;margin:0;padding:20px 0;list-style:none}.kc-pricing-card__features li{color:#444;margin-bottom:0;padding:10px 0 10px 28px;font-size:.9rem;line-height:1.4;position:relative}.kc-pricing-card__features li:nth-child(odd){background-color:var(--kc-faint-gray);border-radius:4px}.kc-pricing-card__features li:before{content:"";background-color:var(--kc-aqua);width:14px;height:14px;position:absolute;top:13px;left:6px;-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='4' stroke-linecap='round' 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#11316033}.kc-pricing-card__cta--primary:hover{background:var(--kc-yellow);color:#1f2937;transform:translateY(-2px)}.kc-pricing-card__cta--outline{color:var(--kc-brand);background:0 0;border:2px solid #1131601a}.kc-pricing-card__cta--outline:hover{border-color:var(--kc-brand);background:#fff}.kc-pricing-card__cta--gold{background:var(--kc-yellow);color:#1f2937;box-shadow:0 4px 15px #0003}.kc-pricing-card__cta--gold:hover{color:var(--kc-blue);background:#fff;transform:translateY(-2px)}@media (max-width:1200px){.kc-pricing-table{grid-template-columns:repeat(2,1fr);gap:30px}.kc-pricing-card--popular{transform:none}.kc-pricing-card--popular:hover{transform:translateY(-8px)}}@media (max-width:650px){.kc-pricing-table{grid-template-columns:1fr;gap:40px}.kc-pricing-header{padding:0 20px}}@media (max-width:767px){#packages.kc-pricing-wrapper{padding-left:45px;padding-right:45px}}
.kc-compare-wrapper{--kc-navy:#113160;--kc-navy-mid:#113160;--kc-navy-deep:#081933;--kc-aqua:#113160;--kc-aqua-light:#1131601a;--kc-aqua-active:#1131602e;--kc-gold:#ffd54d;--kc-gold-bg:#fffdf5;--kc-slate-900:#0f172a;--kc-slate-700:#3a4a66;--kc-slate-600:#3a4a66;--kc-slate-400:#5b6b86;--kc-slate-200:#cfe0fa;--kc-slate-100:#eaf2ff;--kc-slate-50:#f3f8ff;--kc-white:#fff;--kc-icon-yes:#113160;--kc-icon-no:#5b6b86;color:var(--kc-slate-700);background:var(--kc-white);border:1px solid var(--kc-slate-200);border-radius:16px;width:100%;max-width:100%;margin-bottom:40px;font-size:14px;overflow:hidden;box-shadow:0 4px 20px #1131600f}.kc-compare-heading{text-align:center;background:var(--kc-white);padding:36px 20px 24px}.kc-compare-heading h2{color:var(--kc-navy);letter-spacing:-.02em;margin:0 0 10px;font-size:28px;font-weight:800}.kc-compare-heading p{color:var(--kc-slate-600);max-width:600px;margin:0 auto;font-size:1rem;line-height:1.6}.kc-compare-row{border-bottom:1px solid var(--kc-slate-200);align-items:stretch;transition:background .15s;display:grid}.kc-compare-row:hover{background:var(--kc-slate-50)}.kc-compare-cell{text-align:center;border-right:1px solid var(--kc-slate-100);justify-content:center;align-items:center;height:100%;min-height:55px;padding:12px 10px;font-size:13px;line-height:1.4;display:flex;position:relative}.kc-compare-cell:last-child{border-right:none}.kc-compare-row .kc-compare-cell:nth-child(5){background-color:var(--kc-gold-bg);color:var(--kc-slate-900);font-weight:600}.kc-compare-row:not(.kc-compare-header):hover .kc-compare-cell:nth-child(5){background-color:#fff9e6}@media (min-width:901px){.kc-compare-row{grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;width:100%}.kc-compare-scroll{overflow:visible}}@media (max-width:900px){.kc-compare-scroll{scrollbar-width:thin;scrollbar-color:var(--kc-navy) var(--kc-slate-100);position:relative;overflow-x:auto}.kc-compare-row{grid-template-columns:180px 140px 140px 140px 140px;width:max-content}.kc-compare-sticky{z-index:50;border-right:2px solid var(--kc-slate-200);position:sticky;left:0;box-shadow:4px 0 12px -4px #1131601f}.kc-compare-tooltip-box{left:0;transform:translate(0)}.kc-compare-tooltip-box:after{margin-left:0;left:10px}}.kc-compare-sticky{text-align:left;color:var(--kc-slate-900);background-color:#ffd54d1f;justify-content:flex-start;padding-left:15px;font-weight:600;transition:background-color .3s}.kc-compare-content.active .kc-compare-sticky{border-right:2px solid #ffd54d;background-color:#ffd54d!important}.kc-compare-header{z-index:100;background:var(--kc-navy);color:var(--kc-white);position:sticky;top:0}.kc-compare-header .kc-compare-sticky{background:var(--kc-navy);color:var(--kc-white);z-index:150;border-right:1px solid #ffffff26}.kc-compare-header .kc-compare-cell{border-right:1px solid #ffffff26}.kc-compare-header .kc-compare-cell:nth-child(5){border-top:4px solid var(--kc-gold);background:var(--kc-navy-deep)!important}.kc-compare-header .kc-compare-cell:nth-child(5) .kc-compare-price{color:var(--kc-gold)}.kc-compare-plan{flex-direction:column;width:100%;display:flex}.kc-compare-name{text-transform:uppercase;opacity:.9;letter-spacing:1px;margin-bottom:5px;font-size:11px}.kc-compare-price{color:var(--kc-white);font-size:16px;font-weight:700}.kc-compare-badge{background:var(--kc-aqua);color:var(--kc-white);text-transform:uppercase;border-radius:10px;align-self:center;margin-bottom:4px;padding:3px 8px;font-size:9px;font-weight:800;display:inline-block}.kc-compare-acc-btn{background:var(--kc-slate-900);color:var(--kc-white);cursor:pointer;text-transform:uppercase;letter-spacing:1px;border-bottom:1px solid #ffffff14;grid-column:1/-1;justify-content:space-between;align-items:center;padding:15px 20px;font-size:13px;font-weight:700;transition:background .2s;display:flex;position:sticky;left:0}.kc-compare-acc-btn:hover{background:var(--kc-slate-700)}.kc-compare-content{background:var(--kc-white);display:none}.kc-compare-content.active{display:block}.kc-compare-arrow{color:var(--kc-slate-400);font-size:10px;transition:transform .3s}.kc-compare-acc-btn.active-btn .kc-compare-arrow{transform:rotate(180deg)}.kc-i-yes{color:var(--kc-icon-yes)}.kc-i-yes svg{fill:none;stroke:currentColor;stroke-width:2.5px;stroke-linecap:round;stroke-linejoin:round;width:22px;height:22px}.kc-i-no{color:var(--kc-icon-no)}.kc-i-no svg{fill:none;stroke:currentColor;stroke-width:2.5px;stroke-linecap:round;stroke-linejoin:round;width:18px;height:18px}.kc-i-paid{color:var(--kc-slate-600);border:1px solid var(--kc-slate-200);background:var(--kc-slate-50);text-transform:uppercase;border-radius:4px;padding:3px 8px;font-size:11px;font-weight:700}.kc-compare-tooltip-wrap{z-index:101;justify-content:center;align-items:center;margin-left:6px;display:inline-flex;position:relative}.kc-compare-tooltip-icon{background-color:var(--kc-slate-200);width:16px;height:16px;color:var(--kc-slate-600);cursor:pointer;border-radius:50%;justify-content:center;align-items:center;font-size:10px;font-weight:700;transition:background .2s;display:flex}.kc-compare-tooltip-icon:hover{background-color:var(--kc-navy);color:var(--kc-white)}.kc-compare-tooltip-box{visibility:hidden;opacity:0;background-color:var(--kc-slate-900);width:220px;color:var(--kc-white);text-align:left;z-index:1000;pointer-events:none;border-radius:8px;padding:10px 12px;font-size:12px;font-weight:400;line-height:1.5;transition:opacity .3s;position:absolute;bottom:135%;left:50%;transform:translate(-50%);box-shadow:0 8px 20px #11316033}.kc-compare-tooltip-box:after{content:"";border-style:solid;border-width:5px;border-color:var(--kc-slate-900) transparent transparent transparent;margin-left:-5px;position:absolute;top:100%;left:50%}.kc-compare-tooltip-wrap:hover .kc-compare-tooltip-box{visibility:visible;opacity:1}.kc-compare-wrapper{--kc-navy:var(--kt-navy,#113160);--kc-navy-deep:var(--kt-navy-deep,#08182f);--kc-gold:var(--kt-gold,#ffd54d);--kc-gold-bg:#fff;--kc-slate-900:var(--kt-navy,#113160);--kc-slate-700:var(--kt-navy,#113160);--kc-slate-600:#3a4a66;--kc-slate-200:#eaf2ff;--kc-slate-100:#eaf2ff;--kc-slate-50:#eaf2ff;--kc-icon-yes:var(--kt-navy,#113160);--kc-icon-no:#3a4a66}.kc-compare-wrapper .kc-compare-sticky,.kc-compare-wrapper .kc-compare-content.active .kc-compare-sticky{color:var(--kt-navy,#113160);border-right:1px solid #eaf2ff;background:#eaf2ff!important}.kc-compare-wrapper .kc-compare-header .kc-compare-sticky{color:#fff;background:var(--kt-navy,#113160)!important}.kc-compare-wrapper .kc-compare-row:not(.kc-compare-header) .kc-compare-cell:nth-child(5){background:#fff}.kc-compare-wrapper .kc-compare-row:not(.kc-compare-header):hover .kc-compare-cell:nth-child(5){background:#eaf2ff}.kc-compare-wrapper .kc-compare-acc-btn{background:var(--kt-navy,#113160)}.kc-compare-wrapper .kc-compare-acc-btn:hover{background:var(--kt-navy-deep,#08182f)}.kc-compare-wrapper .kc-compare-badge{background:var(--kt-gold,#ffd54d);color:var(--kt-navy,#113160)}.kc-compare-wrapper .kc-i-paid{color:var(--kt-navy,#113160);background:#fff;border-color:#eaf2ff}
.kc-pay{max-width:1180px;margin:clamp(40px,6vw,72px) auto;padding:0 20px}.kc-pay__box{background:var(--kc-navy,#113160);border-bottom:5px solid var(--kc-gold,#ffd54d);background-image:radial-gradient(#ffffff14 1.2px,#0000 1.4px);background-size:22px 22px;border-radius:28px;grid-template-columns:1fr auto;align-items:center;gap:40px;padding:clamp(28px,4vw,48px) clamp(24px,4.5vw,56px);display:grid;position:relative;overflow:hidden;box-shadow:0 24px 60px #11316038}.kc-pay__box:after{content:"";pointer-events:none;background:radial-gradient(circle,#ffd54d29,#ffd54d00 65%);border-radius:50%;width:420px;height:420px;position:absolute;top:-140px;right:-120px}.kc-pay__eyebrow{color:var(--kc-gold,#ffd54d);letter-spacing:1px;text-transform:uppercase;background:#ffd54d1f;border:1px solid #ffd54d80;border-radius:999px;align-items:center;gap:8px;padding:7px 16px;font-size:.8rem;font-weight:700;display:inline-flex}.kc-pay__eyebrow svg{width:15px;height:15px}.kc-pay__title{color:#fff;margin:16px 0 12px;font-size:clamp(1.5rem,3vw,2.2rem);font-weight:800;line-height:1.2}.kc-pay__text{color:#fffc;max-width:600px;margin:0 0 24px;font-size:1.02rem;line-height:1.65}.kc-pay__row{flex-wrap:wrap;align-items:center;gap:14px 22px;display:flex}.kc-pay__btn{background:var(--kc-gold,#ffd54d);border-radius:999px;align-items:center;gap:10px;padding:15px 30px;font-weight:800;transition:transform .15s,box-shadow .15s,background .15s;display:inline-flex;color:var(--kc-navy,#113160)!important;text-decoration:none!important}.kc-pay__btn:hover{background:var(--kc-gold-dark,#f5b800);transform:translateY(-2px);box-shadow:0 12px 26px #f5b80059}.kc-pay__btn svg{width:18px;height:18px}.kc-pay__by{color:#ffffffa6;align-items:center;gap:8px;font-size:.88rem;display:inline-flex}.kc-pay__by svg{width:16px;height:16px}.kc-pay__qr{z-index:1;text-align:center;background:#fff;border-radius:20px;width:180px;padding:16px 16px 12px;position:relative}.kc-pay__qr svg{width:148px;height:148px;display:block}.kc-pay__qr span{color:var(--kc-navy,#113160);letter-spacing:.5px;text-transform:uppercase;margin-top:8px;font-size:.8rem;font-weight:700;display:block}@media (max-width:820px){.kc-pay__box{grid-template-columns:1fr}.kc-pay__qr{display:none}}@media (max-width:480px){.kc-pay__btn{justify-content:center;width:100%}}
.kc-wd-faq{--kc-navy:#113160;--kc-aqua:#113160;--kc-aqua-light:#1131601a;--kc-aqua-mid:#11316033;--kc-gold:#ffd54d;--kc-gold-dark:#f5b800;--kc-slate-900:#0f172a;--kc-slate-700:#3a4a66;--kc-slate-600:#3a4a66;--kc-slate-400:#5b6b86;--kc-slate-200:#cfe0fa;--kc-slate-100:#eaf2ff;--kc-slate-50:#f3f8ff;--kc-white:#fff;background:var(--kc-white);padding:clamp(56px,7vw,96px) 0;position:relative;overflow:hidden}.kc-wd-faq:before{content:"";pointer-events:none;z-index:0;background-image:radial-gradient(circle,#1131600a 1px,#0000 1px);background-size:28px 28px;position:absolute;inset:0}.kc-wd-faq__glow-aqua{pointer-events:none;z-index:0;background:radial-gradient(circle,#11316012 0%,#0000 70%);width:460px;height:460px;position:absolute;bottom:-100px;right:-100px}.kc-wd-faq__glow-navy{pointer-events:none;z-index:0;background:radial-gradient(circle,#1131600d 0%,#0000 70%);width:400px;height:400px;position:absolute;top:-80px;left:-80px}.kc-wd-faq__inner{z-index:2;width:92%;max-width:1180px;margin:0 auto;position:relative}.kc-wd-faq__head{text-align:center;max-width:640px;margin:0 auto 44px}.kc-wd-faq__eyebrow{background:var(--kc-aqua-light);border:1px solid var(--kc-aqua-mid);color:var(--kc-aqua);text-transform:uppercase;letter-spacing:1.2px;border-radius:50px;align-items:center;gap:8px;margin-bottom:20px;padding:5px 14px 5px 10px;font-size:.78rem;font-weight:700;display:inline-flex}.kc-wd-faq__eyebrow:before{content:"";background:var(--kc-aqua);border-radius:50%;width:7px;height:7px;animation:2s ease-in-out infinite kc-wd-faq-pulse}@keyframes kc-wd-faq-pulse{0%,to{opacity:1;transform:scale(1)}50%{opacity:.55;transform:scale(.85)}}.kc-wd-faq__title{color:var(--kc-slate-900);letter-spacing:-.02em;margin:0 0 12px;font-size:clamp(1.8rem,3.5vw,2.6rem);font-weight:800;line-height:1.12}.kc-wd-faq__highlight{color:var(--kc-navy);white-space:nowrap;display:inline-block;position:relative}.kc-wd-faq__highlight:after{content:"";background:var(--kc-gold);opacity:.55;z-index:-1;height:6px;position:absolute;bottom:2px;left:0;right:0}.kc-wd-faq__subtitle{color:var(--kc-slate-600);margin:0;font-size:1.02rem;line-height:1.7}.kc-wd-faq__grid{grid-template-columns:1fr 1fr;align-items:start;gap:20px;display:grid}.kc-wd-faq__col{flex-direction:column;gap:14px;display:flex}.kc-wd-faq__item{background:var(--kc-slate-50);border:1px solid var(--kc-slate-200);border-radius:14px;transition:transform .2s,box-shadow .2s;position:relative;overflow:hidden}.kc-wd-faq__item:before{content:"";background:var(--kc-gold);transform-origin:top;border-radius:0 2px 2px 0;width:3px;transition:transform .3s;position:absolute;top:14px;bottom:14px;left:0;transform:scaleY(0)}.kc-wd-faq__item:hover{transform:translateY(-2px);box-shadow:0 8px 24px #1131600f}.kc-wd-faq__item[open]:before{transform:scaleY(1)}.kc-wd-faq__item[open]{background:var(--kc-white);box-shadow:0 8px 24px #1131600f}.kc-wd-faq__question{text-align:left;cursor:pointer;width:100%;color:var(--kc-slate-900);background:0 0;border:0;outline:none;justify-content:space-between;align-items:center;gap:14px;padding:16px 20px;font-size:.92rem;font-weight:700;line-height:1.4;list-style:none;display:flex}.kc-wd-faq__question::-webkit-details-marker{display:none}.kc-wd-faq__question:focus-visible{box-shadow:inset 0 0 0 3px #1131604d}.kc-wd-faq__icon{width:24px;height:24px;color:var(--kc-aqua);flex:none;justify-content:center;align-items:center;transition:transform .25s,color .25s;display:flex}.kc-wd-faq__icon svg{stroke:currentColor;fill:none;stroke-width:2.5px;stroke-linecap:round;stroke-linejoin:round;width:18px;height:18px}.kc-wd-faq__item[open] .kc-wd-faq__icon{color:var(--kc-navy);transform:rotate(45deg)}.kc-wd-faq__answer{color:var(--kc-slate-600);border-top:1px solid var(--kc-slate-100);padding:0 20px 18px;font-size:.9rem;line-height:1.7}.kc-wd-faq__answer strong{color:var(--kc-slate-900);font-weight:600}.kc-wd-faq__answer ul{margin:10px 0 0;padding:0;list-style:none}.kc-wd-faq__answer li{margin-bottom:8px;padding-left:22px;line-height:1.6;position:relative}.kc-wd-faq__answer li:before{content:"";background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23113160' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");background-repeat:no-repeat;background-size:contain;width:10px;height:10px;position:absolute;top:7px;left:0}.kc-wd-faq__answer small{color:var(--kc-slate-400);margin-top:10px;font-size:.82rem;font-style:italic;display:block}.kc-wd-faq__footer{text-align:center;flex-direction:column;align-items:center;gap:12px;margin-top:44px;display:flex}.kc-wd-faq__footer-text{color:var(--kc-slate-600);margin:0;font-size:1rem}.kc-wd-faq__cta{background:var(--kc-gold);color:var(--kc-navy);border:2px solid var(--kc-gold);border-radius:8px;justify-content:center;align-items:center;padding:13px 28px;font-size:.92rem;font-weight:700;text-decoration:none;transition:background .2s,transform .2s,box-shadow .2s;display:inline-flex;box-shadow:0 4px 16px #ffd54d4d}.kc-wd-faq__cta:hover{background:var(--kc-gold-dark);border-color:var(--kc-gold-dark);transform:translateY(-2px);box-shadow:0 8px 24px #f5b80061}@media (max-width:768px){.kc-wd-faq__grid{grid-template-columns:1fr;gap:12px}}
.ktb{max-width:1120px;margin:0 auto;padding:46px 18px 30px;font-family:inherit}.ktb__head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:12px 24px;margin-bottom:22px;display:flex}.ktb__title{color:#113160;margin:0;font-size:30px;font-weight:800;line-height:1.2}.ktb__all{color:#113160;border-bottom:2px solid #ffd54d;font-weight:700;text-decoration:none}.ktb__note{color:#3a4a66;width:100%;margin:0;font-size:.85rem}.ktb__grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.ktb__card{color:inherit;background:#fff;border:1px solid #cfe0fa;border-radius:16px;flex-direction:column;text-decoration:none;transition:box-shadow .2s,transform .2s;display:flex;overflow:hidden}.ktb__card:hover{transform:translateY(-2px);box-shadow:0 10px 30px #1131601f}.ktb__img{aspect-ratio:16/9;background:#eaf2ff;overflow:hidden}.ktb__img img{object-fit:cover;width:100%;height:100%;display:block}.ktb__body{flex-direction:column;gap:8px;padding:18px 20px 22px;display:flex}.ktb__date{color:#3a4a66;font-size:.8rem}.ktb__card h3{color:#113160;margin:0;font-size:1.1rem;font-weight:800;line-height:1.35}.ktb__card p{color:#3a4a66;margin:0;font-size:.92rem;line-height:1.55}.ktb__cta{background:#113160;border-radius:18px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px 28px;margin-top:26px;padding:28px 30px;display:flex}.ktb__cta h3{color:#fff;margin:0 0 4px;font-size:1.35rem;font-weight:800}.ktb__cta p{color:#cbd5e1;margin:0;font-size:.95rem}.ktb__btn{color:#113160;background:#ffd54d;border:2px solid #ffd54d;border-radius:50px;padding:13px 26px;font-weight:700;text-decoration:none;display:inline-block}.ktb__btn:hover{color:#113160;background:#f5b800;border-color:#f5b800}@media (max-width:900px){.ktb__grid{grid-template-columns:1fr}.ktb__title{font-size:24px}}